City of Refuge — Case Study | Thrive Benefits Group
Case Study · Nonprofit

Strengthening Mission by Strengthening Workforce

Like many nonprofits, rising costs and payroll taxes were squeezing the mission. Instead of raising wages or reducing programs, they restructured how payroll dollars worked — and turned a tax burden into a retention asset.

$319K
Uncovered Employee Relief
Total benefit value generated
$82,248
Employer Payroll Tax Savings
In 2025 alone, redirected to the mission
$0
New Budget Required
Funded entirely through existing payroll
City of Refuge logo
Housing Community Development Workforce Programs
The Organization

Standing in the Gap for Families Facing Crisis

City of Refuge stands in the gap for families facing crisis. From safe housing to workforce development, their mission is simple: restore dignity and create pathways to lasting change.

Yet even the strongest missions feel pressure. As their reach expanded, rising benefit costs and payroll tax burdens began pulling resources away from staff support — threatening sustainability from the inside out.

The Journey

From Financial Pressure to Financial Clarity

01 · The Challenge

Light

Light revealed the quiet strain — rising costs and payroll losses pulling strength from the mission's core, limiting what they could give back to their team.

02 · The Discovery

Hope

Hope began when they discovered value hidden inside their existing benefits and payroll — a way to support their people without cutting pay or adding a single budget line.

03 · The Outcome

Transformation

Financial pressures lifted. Stronger retention, more operating capacity, and employees feeling more protected and secure — without any new cost to the organization.

City of Refuge community family
Driving Change

When Mission Meets Margin

City of Refuge stands in the gap for families facing crisis. From safe housing to workforce development, their mission is simple: restore dignity and create pathways to lasting change.

Yet even the strongest missions feel pressure. As their reach expanded, rising benefit costs and payroll tax burdens began pulling resources away from staff support — threatening sustainability from the inside out.

Let's Drive Change

A Financial Strategy That Strengthened the Mission

City of Refuge didn't respond to financial pressure with cuts or compromises. Instead, they asked a better question: what if the solution was already inside their existing payroll?

Through a structured, tax-efficient framework, they redirected dollars that were previously lost to payroll taxes into employee support and wellness — without reducing take-home pay or increasing the budget.

Explore This for Your Organization
City of Refuge High Fiving
$319,608
Uncovered employee relief generated
This process has been simple to follow but extremely valuable for our staff”
— Bruce Deel, City of Refuge CEO
City of Refuge team celebrating
The Outcome

Where Margin Meets Meaning

What started as a search for stability became a financial breakthrough. In 2025 alone, the shift generated $82,248 in employer payroll tax savings — dollars redirected back into the mission instead of lost to overhead.

For the team, it meant stronger protection, better benefits, and a workplace where people felt valued — not just employed. Retention improved. Morale shifted. The mission got stronger.

Let's Drive Change

What Would This Mean for Your Organization?

Imagine reclaiming thousands in payroll tax dollars to give back to your team and your bottom line. No matter if your company is nonprofit or for-profit — the opportunity may already be inside your payroll.

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