No Cost Benefits

The type of coverage everyone wants, but can't always afford. Now your employees can get the protection they deserve without reducing their paycheck!

Accident Expense 

Group Accident Expense pays a benefit for the most common accidents and procedures to help bridge the gap between medical costs and existing coverage—in a straightforward, easy way.

Hospital Indemnity

When your employees are protected by Group Hospital Indemnity insurance, their benefits start as soon as they’re admitted to the hospital. They can use the benefit to pay for groceries, medical bills, or whatever else they need.

Disability Income

Your employees want to know there’s a safety net for when they’re sick or injured and unable to work. Group Short Term Disability Insurance gives them added financial protection.

Critical Illness

Both critical illness survival rates and the costs of medical care are rising. Critical illness insurance pays an employee when diagnosed with a covered illness or procedure, helping offset the cost of care and providing the freedom to choose treatment options.

Group Term Life

Group Term Life is a level-benefit term life insurance policy. Premiums are planned to be level during the selected period of 10 years, 20 years, or To-Age-70, with coverage annually renewable without evidence of insurability to age 95.

Group Whole Life

Group Whole Life is a level benefit, non-participating whole life insurance policy with level, guaranteed premiums to maturity at age 121. Group Whole Life certificates may be issued to the employee, spouse and eligible children/grandchildren.